Credit Choice ("we", "our", or "us") operates the Credit Choice mobile application.
This page informs users about our policies regarding the collection, use, and disclosure of personal information when using our application.
By using the app, you agree to the collection and use of information in accordance with this policy.
1. Information We Collect
Credit Choice may collect the following information entered by the user inside the app:
- Name (optional)
- Income details
- Employment type
- Age range
- Credit history details (entered manually)
- Other profile information required to calculate approval probability
We do not collect bank account numbers, credit card numbers, passwords, or OTPs.
The information entered is used only for calculating credit card approval probability inside the app.
2. How We Use Information
We use the information only for:
- Calculating credit card approval percentage
- Improving app functionality
- Fixing errors and improving performance
We do not sell, rent, or share personal information with third parties.
3. Financial Disclaimer
Credit Choice does not provide loans, credit cards, or financial services.
The app only provides an estimated approval probability based on user input.
Approval percentage shown in the app is not a guarantee of approval from any bank or financial institution.
Users must verify final eligibility directly with the respective bank or card provider.
4. Data Storage
User data may be stored locally on the device or securely on servers used by the app for processing.
We take reasonable steps to protect user data, but no method of transmission over the internet is 100% secure.
5. Third-Party Services
The app may use third-party services such as:
- Google Play Services
- Firebase
These services may collect anonymous usage data to improve the app.
6. Children’s Privacy
This app is not intended for users under the age of 18.
We do not knowingly collect personal information from children.
7. Changes to This Privacy Policy
We may update this Privacy Policy from time to time.
Any changes will be posted on this page.
Users are advised to review this page periodically.
8. Contact Us
If you have any questions about this Privacy Policy, you can contact us at: mail@kanagalatech.com